Taylor Owens

Licensed Real Estate Salesperson

(716) 350-2871 | towens@huntcommercial.com | Licensing: 10401378337

As a proud Native American and member of The Trifilo Team, Taylor Owens is helping connect tribal members with 1st Tribal Lending, the nation’s most experienced Section 184 team, to support them through every step of homeownership.

What Is Section 184?

A Loan Designed Specifically for Tribal Members

The HUD Section 184 Indian Home Loan Guarantee Program is a special mortgage product built exclusively for Native Americans. With affordable rates, flexible approval, and no monthly mortgage insurance — it's the smartest path to homeownership for tribal members.

Who Can Apply?

Eligibility & Program Highlights

Program Highlights

  • Credit matters, but you are not judged solely on your score

  • No monthly mortgage insurance payments

  • Low down payment — from savings, tribe, or a gift

  • Flexible approval process

  • Affordable fixed interest rates

  • Purchase, refinance, debt consolidate, new construction, or remodel

  • Manufactured and modular homes allowed

  • Build a brand-new home for your family

  • Renovate and modernize an existing home

ELIGIBILITY


Section 184 is reserved for enrolled members of federally recognized tribes, Alaska Natives, and Tribal Development Housing Entities. Homes may be purchased in any approved state or country.


  • Enrolled members of Federally Recognized Tribes

  • Alaska Natives

  • Tribes and Tribal Development Housing Entities (TDHEs)

  • May purchase in any approved state or country

  • Homes on or off the reservation are eligible

 

Ready to Start Your HOME Journey?

Speak with Taylor today — no obligation, just a conversation about your options. With every new loan, 1st Tribal Lending donates to the American Indian College Fund to sponsor scholarships for Native students.